For anyone that has medical conditions that require prescription drugs, you know that they can take a large amount out of your budget. What a lot of people don’t realize is that there are a number of ways to save that they may not have ever considered when it comes to prescription drugs.
The fact is that if you aren’t getting some type of discount on your current medication, you are likely throwing money away. While there are many ways to reduce the cost of prescriptions, one of the newest is leveraging the fierce competition among pharmacies these days by being aware of all the pharmacy rewards that exist. Here are just a few:
First and foremost, combine store pharmacy offers with any available manufacturers offers to receive the greatest returns. Check cityrewardsnetwork.com
Don’t assume you cannot use prescription coupons with co-payments or insurance plans. Frequently you can. The major exception is when your medications are completely covered by Medicare (some breathing medications, diabetic supplies, etc.); you cannot receive financial gains on federally funded prescriptions. Your pharmacist knows the requirements and is generally very supportive in sorting out any confusion.
Many pharmacies and stores honor competitors coupons. This includes pharmacy coupons. If your store circular provides a prescription coupon, but your local store does not have a pharmacy, other pharmacies in your area often will.
Some offers are valid only on “new” prescriptions. A “new” prescription is any doctor’s written prescription, however, even if you are already on the medication. If a pharmacy coupon or offer is available, consider asking your doctor for a new written prescription rather than a refill. Manufacturer offers for free trials, samples, or other “first prescription” coupons and vouchers can usually be applied to any “new” filled prescription.
As with all the money you are able to realize by taking these tips into account, be sure to place any money saved into an investment account and not merely leave it in your regular banking account. With just a few minutes work, you should be able to shave double digit percentage savings off what you are currently paying for your prescription medication and may be able to cut their costs by more than half with some dedicated work. I always check my local rewards network to see if there is anything I can use swfloridarewards.com.
Tuesday, August 7, 2007
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