Cut back your spending Florida With Coupons

Always check swfloridarewards.com for coupons
Naples,Bonita Springs,Estero,Cape Coral,Fort Myers,Punta Gorda,Port Charlotte,North Port,Venice,Englewood.
Cutting down on what you have:
☻Cancel TV service or downgrade to a plan that saves at least $30 a month
☻Cut out buying one soda or coffee a day – make or bring your own
☻Downgrade/Cancel cell phone or landline service
☻Cut out one or two meals eating out
☻Lower your utility use (use cold water more, lower thermostat in the winter, raise it in the summer, etc)
☻Cut back on a bad habit – reduce smoking by ½ packs, buy fewer drinks when going out, cut the lottery buys down
☻Trade down in car or home and bank the difference you’ve made
☻Figure out what you pay for gas each month, drive one day less a week and at the end of the month bank the difference

Adding to what you already do:
☻Round up in your checkbook to the next dollar amount – bank the extra money at the end of the month
☻Use coupons and consider them money – every coupon used (or doubled) means you put that amount away
☻Don’t spend rebate checks, cash back refunds, etc
☻Found money in washer/street gets saved
☻Borrow from the library when the urge to buy comes up – put that money away
☻Bring lunch to work- calculate what you normally spend on lunch and save that amount
☻Buy generic and save the difference – keep a pen and paper with you to figure the savings
☻Check around to make sure you are getting the best deal for insurance – the difference goes into savings
☻Call credit card companies to get a lower interest rate – calculate the saving for the lower interest rate based on what you owe, divide by 12 and put that amount away each month
☻Write checks for over the amount instead of paying bank fees
☻Rent a movie instead of going to the theater and put the difference into savings
☻Stop off at the thrift store to find what you need before spending money at the department store
☻Sit down and do a budget- find out how much is going out from what is coming in and pay yourself that amount each month

Make money to put away:
☻Sell items in your house
☻Sell items from other people’s homes (meaning: sell for family/friends, from yard sales)
☻Pick up trash, fix it up and sell it
☻Bank your raise- right there can be the whole year’s worth of savings (~360$)
☻Bank your refund check from the IRS- Since you already are living on less
☻Offer to do odd jobs for neighbors/friends that you already do for yourself
☻Sell textbooks back – even if they aren’t yours
☻Sell an old cell phone
☻Sell your expertise in tutoring, shopping for others or giving instructions on hobbies